Does insurance pay for dental implants?
In general, the cost of surgical placement of dental implants is not covered by dental insurance. As with lots of other procedures, coverage varies widely from carrier to carrier. Some insurance plans will pay for implants, some won’t, and yet others pay only a portion of the costs.
In many cases, though, your insurance may help pay for the restorative portion of teeth that are placed on the dental implants like crowns, bridges, or dentures. The good news is that today many more insurance companies are covering the cost of dental implants than they did ten years ago.
However, you may be surprised to know that there are cases where the best coverage can be obtained through your medical insurance. If you are missing all or most of your teeth, the implant procedure may be considered jaw reconstruction and restoration of normal chewing function.
It’s always best to start by contacting your insurance provider to see if any portion of the implant procedure is covered under your policy. In many instances, we have been able to work with our patients to help them obtain significant coverage for patients, but unfortunately we can’t make any promises because insurance coverage varies so widely from policy to policy. However, you can trust that our staff will work hard to see that you get the best possible benefit from your insurance.
- I consulted a dentist several years and he told me that I didn’t have adequate bone to place in-the-bone implants without fracturing my now fragile jawbone. Are there any alternatives?
- I’m missing all teeth and wear a full uppers and lowers, but I can’t tolerate my lowers. Will I need an implant for every tooth I am replacing on the lower jaw?